2.9.5 Safe to install
Stop guessing. Start achieving your financial goals with confidence. Baniya is designed to transform your financial data—including income, expenses, assets, and debts—into personalized, actionable plans aimed at attaining Financial Independence and Retiring Early (FIRE).
Why consider Baniya?
- Tailored Recommendations: Receive highly customized advice such as “Invest X amount to bridge your passive income gap” or “Prioritize paying off this debt to save Z dollars annually.”
- FIRE Progress Monitoring: Track your passive income growth and expense reduction through real-time projections, providing clear visibility into your advancement toward FIRE.
- Targeted Action Plans: From optimizing underperforming assets to tackling high-interest debts, Baniya provides precise guidance on subsequent steps to optimize your financial strategy.
Key features include:
- F.I.R.E. Tracking Dashboard: Analyze income streams and assess your current position—identifying areas where you excel or need improvement.
- F.I.R.E. Forecast: Calculate your FIRE number and monitor progression over time. Experiment with adjustments to understand their influence on your FIRE timeline.
- Smart Recommendations:
- “Here’s Why”: Gain insights into the financial impact of each suggestion.
- “Action Plan”: Implement concrete steps such as investing in index funds or refinancing debt.
- “FIRE Impact”: Visualize how each action contributes to accelerating your journey to retirement.
- Asset & Debt Optimization: Detect unnecessary expenses due to inflation or high-interest rates and receive guidance to resolve these issues effectively.
Your data is protected with bank-grade security measures. We are committed to never sharing your financial information with third parties.
Overview
Baniya is a Freeware software in the category Business developed by Moblize IT LLC.
The latest version of Baniya is 2.9.5, released on 05/19/2025. It was initially added to our database on 05/19/2025.
Baniya runs on the following operating systems: iOS.
Users of Baniya gave it a rating of 5 out of 5 stars.
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